Get Help Paying Your Medicare Costs!

If you are 65 years or older, enrolled in Medicare, and meet certain income requirements, you may qualify for a host of cost saving benefits.  Our free service offers one-on-one assistance completing government applications for the various state and federal Medicare assistance programs. Our coordinators can answer your questions and get you started over the phone or in-person by appointment.

We specialize in helping individuals enroll in the following programs:

  • Pharmaceutical Assistance to the Aged and Disabled (PAAD)
  • Senior Gold Prescription Discount Program
  • Lifeline Utility Program
  • Medicare Savings Programs (SLMB, QMB, Q1)

Depending on your income, benefits may include:

  • $100 reimbursement for a hearing aid.
  • Reduction or elimination of your Part D costs.
  • Home Energy Assistance up to $225 annually.
  • Subsidized prescription drug coverage: $5 generics, $7 name brand excluding Diabetic testing supplies.
  • Payment of Medicare Part B premiums on your behalf.
  • Screening for the NJ Supplemental Nutrition Assistance Program (NJ SNAP).
  • Screening for additional utility programs (LIHEAP, USF).

Need help completing the Universal Application for PAAD?
For instructions on completing the Universal Application for PAAD (Senior Gold, HAAD, LIS, SLMB, Lifeline Utility Credit), click here.

To find out what programs you may qualify for, please contact the Medicare Savings Program at (856) 222-9311, ext. 1488 or ext. 1051 or email

In charge of an organization, club, or support group that would like to learn more?  Call our office and we will set up a no-cost presentation. You can get your questions answered, learn how to better serve your clients, or simply get some educational materials to reference in the future. 

Already have an appointment but don’t know what you should bring? Download the PAAD Document List by clicking here.