Financial Aid

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Types of Financial Aid

Federal Types of Aid

Federal Pell Grants 
Federal Pell Grants are one of the most widely used financial aid programs. It is a federally-funded program open to all degree-seeking RCBC students who have need and who are U.S. citizens, or permanent residents. The amount of the grants awarded is based on the number of degree-seeking credits during a semester, the cost of attending Rowan College at Burlington County and the student’s financial resources that include but not limited to a student’s family household size and family income; a formula used by the Federal Pell Grant program.
For information on Federal Pell Grant Lifetime Eligibility, click here.

 Federal Supplemental Educational Opportunity Grants (FSEOG) 
FSEOG is also a federal grant. It is designed for students with exceptional financial need. FSEOG grants at RCBC average $200 per year and do not have to be repaid. Eligible degree-seeking students must register for at least six credits for each semester during which they receive FSEOG funds. FSEOG funds are awarded to the neediest eligible on-time Federal Pell Grant applicants first, and if funds remain, to other students on the basis of need.


 Types of State Aid

In order to be considered for the following State Aid programs, you MUST

  • Demonstrate financial need
  • Be a U.S. citizen or an eligible non-citizen.
  • Be a legal resident of New Jersey for at least 12 consecutive months immediately prior to enrollment.
  • Be registered with Selective Service (if required).
  • Maintain satisfactory academic progress.
  • Not have received the maximum allowable number of grant payments.
  • Not be in default on a Federal or State student loan.
  • Not owe a refund on a Federal or State grant.
  • Complete the current year’s Free Application for Federal Student Aid (FAFSA) by visiting
  • Report additional aid to the NJ Higher Education Student Assistance Authority (HESAA) above and beyond then information asked on the FAFSA by creating a state profile at
  • Respond to any and all mail sent from HESAA that is required to keep the student’s account up to date and maintain grant eligibility.


Educational Opportunity Fund (EOF)

The Educational Opportunity Fund (EOF) is a state-funded program offering academic, financial and counseling support services to students who demonstrate exceptional financial need and come from educationally disadvantaged backgrounds. The program typically recruits applicants who are historically underrepresented in higher education and who are first-generation, first-time, full-time freshman. To see if you are eligible please visit our EOF website.


Tuition Aid Grant (TAG)

The Tuition Aid Grant (TAG) is a state program, that is based on a student’s family income, number of persons in the family, the number of persons in the family who are attending college, the cost of tuition and fees at Rowan College at Burlington County, and other expenses faced by the student’s family. This program provides aid to full-time students who are New Jersey residents. New Jersey county college students enrolled for 6-11 credits may be eligible for an award through the part-time TAG Program.


How To Apply

To be considered for a TAG award, the Free Application for Federal Student Aid ( must be completed and received by the Federal processor by the New Jersey State deadlines. Students must also create a state profile and complete additional information with the state of New Jersey by visiting

State Application Deadlines
The FAFSA must be RECEIVED by the Federal processor (not postmarked) by the dates indicated below to be considered for TAG, NJ STARS and NJ STARS II

2017 - 2018 Academic Year

Renewal TAG recipients 

June 1, 2017

All other applicants (Fall semester or full academic year)

September 15, 2017

All other applicants (Spring semester only)

February 15, 2018

2018 - 2019 Academic Year

Renewal TAG recipients 

April 15, 2018

All other applicants (Fall semester or full academic year)

September 15, 2018

All other applicants (Spring semester only)

February 15, 2019

Deadlines to Complete State files (students may need to submit additional data elements, college code changes, or complete state verification):

For the Fall Semester, all state files must be completed by November in order to be eligible for TAG

For the Spring Semester, all state files must be completed by March in order to be eligible for TAG


The New Jersey Student Tuition Assistance Reward Scholarship (NJ STARS)

The NJ STARS program is an initiative created for students identified in the top 15.0% of their high school classes in their junior and senior year to receive free tuition ONLY at their resident county college. NJ STARS covers tuition for 12-18 credits per a semester for Fall and Spring semesters only. At this time, NJ STARS does not cover classes taken in the summer semesters. This award covers the cost of tuition less any state and/or federal grants and scholarships for up to five semesters. In order to be eligible for this type of funding, students must graduate in the top 15% of their class, complete a rigorous series of high school coursework and demonstrate college readiness. In addition, students must enroll in an associate degree program on a New Jersey Community College, one of which must be in the county the student resides. Out of county residents can be considered only if the student’s county college does not offer the program of interest and it is the student’s responsibility to make sure a chargeback is on file each semester with the college they attend. Student’s must also be enrolled full time (take at least 12 college level credits) each semester. A cumulative  3.0 grade point average (GPA) is required at the beginning of a student’s second year or third semester. For more information on academic eligibility and renewal requirements, visit the NJ STARS website at
Students must apply for financial aid by completing the FAFSA, the NJ State application, and Rowan College at Burlington County’s NJ STARS student contract by making an appointment with the NJ STARS coordinator.

Students that attend RCBC for no more than five semesters and graduate with an Associate Degree with a minimum GPA of 3.25 may qualify for STARS II and receive $1250 per a semester for up to four semesters at New Jersey colleges and universities.



Federal Loans
For more information on Federal Loans, click here.

 NJ CLASS Student Loans
Repayment Options:
Students may select one of the following repayment options:

Option 1 - Pay principal and interest immediately. 
Option 2 - Pay only interest while in school. 
Option 3 - Defer payment of principal and interest until graduation, withdrawal or notification of less than half-time enrollment.

Repaying principal and interest immediately will result in higher monthly payments during the in-school period but overall lower finance charges; paying only interest while in school will increase your overall loan costs; and deferring all payments while in school will result in fewer payments but the highest monthly payments and finance costs.